Terms and Conditions – Global
 

1. Introduction

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   TradeTrend Global (“TradeTrend”) provides technological infrastructure for international payments and collections using stable digital assets (“stablecoins”), notably tokens pegged to the U.S. dollar (USD). Use of the platform implies full acceptance of these Terms and Conditions.

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2. Definitions

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• Stablecoin: a digital asset referenced to fiat currency, issued by a private entity, backed by equivalent reserves (e.g., USDC, USDT).

• User: any registered individual or legal entity.

• Services: wallet, payments, collections, settlement, and conversion of stablecoins into fiat currency.

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3. Purpose

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   TradeTrend operates as a digital payment services fintech, not as a financial institution or stablecoin issuer. Operations include:

• Transfer of stablecoins between digital wallets;

• Conversion of stablecoins into local fiat currency through authorized partners;

• Settlement of international payments through authorized partners.

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4. Compliance and Global Standards

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• AML/CFT: adherence to FATF recommendations.

• International Sanctions: blocking of operations involving persons, entities, or countries listed by OFAC (U.S.), UN, or EU.

• Cybersecurity: adoption of ISO/IEC 27001 standards and digital custody protocols.

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5. Limitations

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• TradeTrend does not guarantee the stability of stablecoin value, nor is it liable for issuer failures.

• Counterparty and custody risks remain with the User.

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Terms and Conditions – Brazil

 

In addition to global clauses:

• Cryptoassets Legal Framework (Law No. 14.478/2022): TradeTrend acts as a Virtual Asset Service Provider (VASP), subject to Central Bank of Brazil supervision.

• Foreign Exchange Rules: CMN Resolution No. 4.893/2021 and BACEN Circular No. 3.691/2013.

• AML/CFT: Law No. 9.613/1998 and COAF regulations.

• LGPD (Law No. 13.709/2018): personal data protection.

📌 Note: In Brazil, stablecoins may be classified as virtual assets, not legal tender. Conversion into BRL must occur via institutions authorized by BACEN.

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Terms and Conditions – Argentina

 

In addition to global clauses:

• Law 25.246 (AML/CFT) – supervised by UIF.

• BCRA Regulations: stablecoins are not legal tender; FX operations must comply with current exchange rules.

• Personal Data Protection (Law 25.326).

📌 Note: In Argentina, BCRA restricts access to the official FX market. Settlement in ARS must comply with exchange controls and UIF reporting.

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Terms and Conditions – United States

 

In addition to global clauses:

• FinCEN: TradeTrend qualifies as a Money Services Business (MSB) when operating with stablecoins.

• Bank Secrecy Act (BSA) & USA PATRIOT Act: KYC/AML obligations.

• SEC & CFTC: depending on classification, stablecoins may be treated as securities or commodities.

• OFAC: blocking of transactions with sanctioned parties.

• State Licensing: Money Transmitter License (MTL) may be required in certain states.

📌 Note: In the U.S., regulation is fragmented (federal + state). TradeTrend must maintain FinCEN registration and state licensing as applicable.

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Terms and Conditions – Mexico

 

In addition to global clauses:

• Fintech Law (2018): stablecoins are not recognized as legal tender.

• Banxico: prohibits financial institutions from directly operating with cryptocurrencies, but allows use under regulatory sandbox models.

• UIF: reporting of suspicious transactions.

• Federal Law on Protection of Personal Data Held by Private Parties.

📌 Note: In Mexico, TradeTrend must act as a technological intermediary and may not directly offer stablecoins to the public without Banxico authorization.
 

Terms and Conditions – European Union

 

In addition to the global clauses, the following apply:

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Regulatory Framework

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• Markets in Crypto-Assets Regulation (MiCA – Regulation (EU) 2023/1114): establishes uniform rules for issuers of crypto-assets and for crypto-asset service providers (CASPs) across the EU.

• Authorization and Supervision: TradeTrend must obtain authorization as a CASP from the competent authority of an EU Member State and comply with ongoing supervision.

• Transparency and Disclosure: obligations to provide clear, fair, and non-misleading information to users, including whitepapers for crypto-assets.

• Governance and Safeguards: requirements on organizational structure, conflict of interest policies, and safeguarding of client funds.

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AML/CFT

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• Directive (EU) 2015/849 (AMLD5) and subsequent updates: strict Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements apply.

• Reporting Obligations: suspicious transactions must be reported to the relevant Financial Intelligence Unit (FIU) in each Member State.

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Data Protection

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• General Data Protection Regulation (GDPR – Regulation (EU) 2016/679): protection of personal data, user rights, and obligations regarding data processing.

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Consumer Protection

• EU Consumer Rights Directive (2011/83/EU): ensures transparency in contracts, right of withdrawal (where applicable), and fair treatment of consumers.

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Limitations

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• Stablecoins are not legal tender in the EU.

• Issuers and intermediaries must comply with MiCA’s reserve, disclosure, and redemption requirements.

• Conversion into euros or other local currencies must occur through authorized financial institutions.

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📌 Note: In the European Union, TradeTrend must operate as a licensed Crypto-Asset Service Provider (CASP) under MiCA, comply with AMLD5, GDPR, and consumer protection directives. Stablecoins are regulated as “asset-referenced tokens” or “e-money tokens,” depending on their structure.